Have you ever waited longer than 2 minutes to receive money?

Have you ever waited in a physical line for something that could be done from your phone?

Do you like to trade your stocks in the 19.3% of the week that the market is open?

Does the word "pending" bring you joy?

Have you ever paid extra just so money could arrive "instantly"?

Have you ever let credit card points accumulate because it was too damn hard to redeem them?

Have you ever paid to get your own money from an ATM?